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Privacy breaches and information security exposures affect more and more small businesses every year. Your office policy and/or professional liability policy may contain a small amount of cyber protection but for complete protection you need a separate Cyber Liability Insurance policy.  Whether it is your system that is affected or a clients system that you have unknowingly infected with malware, you are at risk. You can protect your business from great financial exposure by putting in place a cyber liability plan. Email us at agent@hdiers.com and we will contact you to discuss this important piece of your risk management program.