• St. Louis Podiatry Seminar

    If you are heading to the St. Louis Podiatry Seminar this Friday and Saturday make sure to stop by the Coverys Podiatry Preferred booth to learn more about our professional liability plan for Podiatrists. Harold Diers & Company is the exclusive agent for this program in Missouri, Nebraska, Iowa, Kansas, Colorado, North Dakota and South Dakota. We also provide this program in Illinois.

  • U.S. Flood Risk Greatly Underestimated

    Flood season is here. Do you need flood insurance protection? Most insurance policies exclude or provide limited flood insurance protection. Check your flood insurance coverage and needs before flooding occurs. You can't purchase flood coverage once the flood threatens.

    U.S. Flood Risk Greatly Underestimated
    A new study led by researchers at the University of Bristol in the United Kingdom has found that 41 million Americans are at risk from flooding rivers and streams, which is more than three times the current estimate of 13 million people based on existing regulatory flood maps. The new figure does not include the millions more Americans vulnerable to coastal flooding.

    The study is based on a high-resolution model that maps flood risk across the entire continental United States, whereas the existing regulatory flood maps produced by the Federal Emergency Management Agency (FEMA) cover about 60 percent of the continental United States. The study also integrates new maps from the Environmental Protection Agency that more precisely estimate where people live and where future population growth is expected.

    The increase in numbers of those at risk is a result of the expanded coverage of the map combined with its ability to estimate flooding on small streamssomething that wasn't adequately captured in previous flood-risk models, according to the study's researchers.

    This article was reprinted with permission from PIA of Nebraska and Iowa.

  • Flood Season Approaches with Spring!

    Spring will soon be upon us. With the thaw comes melting and Spring rains. Most businesses decline flood coverage unless they are in a Federal Flood zone where coverage is mandated. However, flooding can occur anywhere! We can assist you with insurance protection you need should your business suffer a loss from a flood. But don't wait! When flooding is imminent the availability of flood insurance usually stops. Contact Harold Diers & Company to discuss your flood insurance needs.

  • Business Overhead Expense Insurance

    We've said it before; Every professional business owner needs Business Overhead Expense insurance coverage. If you become disabled due to an illness or injury you don't want to pay your continuing office expenses from your disability insurance benefits. Business Overhead Expense insurance takes care of this exposure. It covers expenses such as rent, utilities, employee payroll, etc. Best of all it is a very affordable product.

    Even if you have business overhead expense coverage now is a great time to make sure you limits are adequate!

    If you would like more information email us at

Welcome to Harold Diers & Company

Harold Diers & Company is an Omaha, Nebraska based insurance agency specializing in insurance for professionals. Established in 1941, our agency has the knowledge and ability to match your practice with the best insurance possible and customer service second to none.

Today, Harold Diers & Company offers a wide range of insurance plans for professionals, including professional liability, property, workers compensation, health, disability, office overhead, life, accident, and ID theft.

We also offer risk management information to keep your practice as "risk free" as possible in this highly litigious society.

How About an Insurance Review?

Whether you are a client of our office or not it is always a good idea to review your insurance program every year or so. Contact us to set up an insurance review of your:

Dental practice in Nebraska or North Dakota,
Accounting practice in Nebraska or Iowa,
Law practice in Nebraska
Podiatry practice in Nebraska, Iowa, Kansas, Missouri, Colorado, North Dakota and South Dakota

Cyber exposures have become more evident this year. Make sure you have the cyber coverage you need to protect your business should your data become compromised or if you cause a problem with your clients data or system.